When you find the car you have always wanted, it can be an exciting time. You are eager to get on the road and start your adventures to all the places you want to go. But you also want to make sure you get a plan that fits your needs for your dream vehicle. Here at El Centro Motors, we can help you do that.

Our finance center is the place to go to work with experts and secure a plan around your needs and budget. We make sure drivers in El Centro, Mexicali, Brawley, and Imperial, CA, know their options and have what they need to be successful. Continue reading to learn more.

The Financing Process

Once you choose a vehicle, the next step is to sit down and go through the financing process. This is where you will use the assistance of our expert team to detail what goes into your plan and how you can get on the road in the ride you want.

We start by getting to know your needs in a plan. We take that information and use it to build the framework of your plan. We are also here to present you with your options, detailing each and giving full explanations so that you have a complete understanding. We also answer your questions to build your confidence in a plan.

Use Our Online Tools

Another area where you can get help in financing the vehicle you want is with our online resources. We want you to have as much information as possible when you sit down with us, and these tools can provide more guidance.

You can get the finance process started before you visit us. Our online finance application is available and can be filled out prior to your visit to potentially get you pre-approved for an auto loan.

If you have a vehicle you want to trade in, you can get an estimated value using the Value My Trade tool.

Buy or Lease?

Drivers face the decision of whether to buy or lease and which method is best for them. There can be benefits to choosing both options.

Buying a vehicle gives you complete ownership of the vehicle. You can choose to customize it any way you want, drive with no limitations, and make a long-term commitment to owning the vehicle for years to come.

When you choose a lease, it is a short-term agreement of about two or three years. You are only paying for the value of the vehicle as you drive, so you can get lower monthly payments that better fit your budget.

You also have options when your lease expires. You can choose to purchase the vehicle at that time or return it to the dealership and take out a new lease on a new model.

Visit Our Finance Center Today

Now that you know more about the financing process and what we do, it's time for you to visit us at El Centro Motors and our finance center. Let our team of experts work with you to get you the plan that gets you on the roads of El Centro, Mexicali, Brawley, and Imperial, California, in the new car you want.


El Centro Motors

1520 Ford Dr.
Directions El Centro, CA 92243

  • Sales: 760 336 2100
  • Service: 760 336 2100
  • Parts: 760 336 2100

Finance Hours

  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 7:00PM
  • Sunday 10:00AM - 6:00PM